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Insurance: Health Article Category The Patient Protection and Affordable Care Act, passed by Congress in 2010, addressed the inability of individuals and small employers to obtain affordable health insurance in the existing markets. With the intended goal that every American has a basic level of protection, the new law mandated that each state create an insurance exchange in which individuals and small employers can purchase coverage. In order to ensure that the system is properly financed, the law also mandated that nearly everyone must purchase health insurance. This law will affect an estimated 27 to 33 million Americans who currently do not have health insurance.

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Financial Services Act 1986 (G2, K2) This UK statute set out the regulation of investment business in the UK and also regulated the business of insurance companies and friendly societies. (THE BANK oF ENGLAND, LLOYD'S and CLEARING HOUSES are exempt from its provisions.) It made provision for the Secretary of State to recognize 'SELF-REGULATING ORGANIZATIONS' to regulate the carrying on of investment business by enforcing rules on their members and to recognize 'professional bodies' to regulate professions. The Act controls the promotion and advertising of investment schemes and can ban persons as unfit to conduct investment business.
Reference
Anderson, R.W. (1986) 'Regulation of futures trading in the United States and United Kingdom', Oxford Review of Economic Policy 2: 41-57.

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